USAble Life

Chartered in 1980 to write life, accident and disability insurance, today USAble offers a broad range of group, voluntary and individual products to meet the needs of both employers and employees.

Admitted in 48 states, plus the District of Columbia, as of 2004, USAble had more than $26.3 billion of insurance in-force and insured more than 1.1 million individuals.¹ In its most recent report, the independent insurance rating company A.M. Best rated USAble Life "A" (Excellent). And in its most recent report, the financial credit rating firm Standard & Poor gave USAble a rating of "A" (Strong).¹ Both rating companies are well-known and highly regarded sources of information.

Among USAble's benefit offerings are Section 125/cafeteria plans, with flexible spending account (FSA) administration through Select Data Service Administrators (SDSA). SDSA has become a leader in employee benefit plan administration by providing excellent customer service since 1976. USAble also partners with Omega for third party administration. In 2003, USAble contracted with Omega to administer their voluntary group dental plans.

Headquartered in Little Rock, Arkansas, USAble also has regional offices in Nashville, Tennessee; Ridgeland, Mississippi; and Chapel Hill, North Carolina.

For information about administering USAble products, review frequently asked questions.