Accidental death and dismemberment

Accidental death and dismemberment (AD&D) benefits enhance group term life coverage, as most policies are written to double the term life death benefit. Benefits are payable in the event of accidental death, loss of limb(s), eyesight or hearing.

Multiple riders are available with AD&D, including seat belt/air bag and repatriation. Both term life and AD&D provide 24-hour protection, on or off the job. AD&D is only available with group term life.